Author name: Elira Vossen-Montoya

Elira Vossen-Montoya is a seasoned hurricane insurance specialist with over 15 years of experience assessing coastal property risks across the Gulf and Atlantic regions. A certified Property & Casualty Insurance Professional (CPCIP), she previously served as a claims analyst for FEMA and now advises insurers on climate-resilient underwriting practices. Her dual background in meteorology and risk finance informs her pragmatic, data-driven approach.